MorningCoach Privacy Policy Highlights 

September 1, 2007

At MorningCoach we recognize that privacy is important. This document outlines the types of personal information we receive and collect when you use MorningCoach's services, as well as some of the steps we take to safeguard information. We hope this will help you make an informed decision about sharing personal information with us. 

Scope 
This notice offers highlights of the full MorningCoach Privacy Policy, which describes in detail the privacy practices that apply to MorningCoach's products, services and websites worldwide (collectively, MorningCoach's "services"). 

Personal information and other data we collect

• MorningCoach collects personal information when you register for a MorningCoach service or otherwise voluntarily provide such information. We may combine personal information collected from you with information from other MorningCoach services or third parties to provide a better user experience, including customizing content for you.
• Morning Coach does not store an individuals credit card information.  We do register it with
  Authorize.net, however nowhere on the MC 3.0 site is any credit card information retained.
• MorningCoach uses cookies and other technologies to enhance your online experience and to learn about how you use MorningCoach services in order to improve the quality of our services.
• MorningCoach's servers automatically record information when you visit our website or use some of our products, including the URL, IP address, browser type and language, and the date and time of your request.

Uses

• We may use personal information to provide the services you've requested, including services that display customized content and advertising.
• We may also use personal information for auditing, research and analysis to operate and improve MorningCoach technologies and services.
• We may share aggregated non-personal information with third parties outside of MorningCoach.
• When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures.
• We may also share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.
• MorningCoach processes personal information on our servers in the United States of America and in other countries. In some cases, we process personal information on a server outside your own country.
• Read more in the full privacy policy.

Your choices

• We offer you choices when we ask for personal information, whenever reasonably possible. You can find more information about your choices in the privacy notices or FAQs for specific services.
• You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.
• We make good faith efforts to provide you access to your personal information upon request and to let you correct such data if it is inaccurate and delete it, when reasonably possible.
• Read more in the full privacy policy.

More information 
For information about specific MorningCoach services, please check the relevant privacy notice in the navigation bar to the left, or check out the MorningCoach Help page. MorningCoach is a member of the EU/US Safe Harbor Program. 
For more information about our privacy practices, go to the full privacy policy. If you have additional questions regarding your privacy and MorningCoach, please contact ushere. Please note that we will not respond to inquiries not related to MorningCoach's Privacy Policy.

MorningCoach Privacy Policy 
September 1, 2007
At MorningCoach we recognize that privacy is important. This Policy applies to all of the products, services and websites offered by MorningCoach Inc. or its subsidiaries or affiliated companies (collectively, MorningCoach's "services"). In addition, where more detailed information is needed to explain our privacy practices, we post separate privacy notices to describe how particular services process personal information, which are accessible from the navigation bar to the left of this notice.
MorningCoach adheres to the US safe harbor privacy principles of Notice, Choice, Onward Transfer, Security, Data Integrity, Access and Enforcement, and is registered with the U.S. Department of Commerce's safe harbor program.
If you have any questions about this Policy, please feel free to contact us through our website or write to us at Privacy Matters, c/o MorningCoach Inc., 5940 SW 14th ST Plantation, FL 33317
Information we collect and how we use it:
We offer a number of services that do not require you to register for an account or provide any personal information to us, such as MorningCoach Search. In order to provide our full range of services, we may collect the following types of information:

• Information you provide - When you sign up for a MorningCoach Account or other MorningCoach service or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password). For certain services, such as our advertising programs, we also request credit card or other payment account information which we maintain in encrypted form on secure servers. We may combine the information you submit under your account with information from other MorningCoach services or third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.
• MorningCoach cookies - When you visit MorningCoach, we send one or more cookies - a small file containing a string of characters - to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends, such as how people search. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some MorningCoach features and services may not function properly if your cookies are disabled.
• Log information - When you use MorningCoach services, our servers automatically record information that your browser sends whenever you visit a website. These server loges may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.
• User communications - When you send email or other communication to MorningCoach, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
• Affiliated sites - We offer some of our services in connection with other web sites. Personal information that you provide to those sites may be sent to MorningCoach in order to deliver the service. We process such information in accordance with this Policy. The affiliated sites may have different privacy practices and we encourage you to read their privacy policies.
• Links - MorningCoach may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our search technology, customized content and advertising. For more information about links and redirected URLs, please see our FAQs
• Other sites - This Privacy Policy applies to web sites and services that are owned and operated by MorningCoach. We do not exercise control over the sites displayed as search results or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

MorningCoach only processes personal information for the purposes described in the applicable Privacy Policy and/or privacy notice for specific services. In addition to the above, such purposes include:

• Providing our products and services to users, including the display of customized content and advertising;
• Auditing, research and analysis in order to maintain, protect and improve our services;
• Ensuring the technical functioning of our network; and
• Developing new services.

You can find more information about how we process personal information by referring to the privacy notices for particular services. 
MorningCoach processes personal information on our servers in the United States of America and in other countries. In some cases, we process personal information on a server outside your own country. We may process personal information to provide our own services. In some cases, we may process personal information on behalf of and according to the instructions of a third party, such as our advertising partners.
Choices for personal information 
When you sign up for a particular service that requires registration, we ask you to provide personal information. If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use. 
If we propose to use personal information for any purposes other than those described in this Policy and/or in the specific service notices, we will offer you an effective way to opt out of the use of personal information for those other purposes. We will not collect or use sensitive information for purposes other than those described in this Policy and/or in the specific service notices, unless we have obtained your prior consent. 
You can decline to submit personal information to any of our services, in which case MorningCoach may not be able to provide those services to you. 
Information sharing 
MorningCoach only shares personal information with other companies or individuals outside of MorningCoach in the following limited circumstances:

• We have your consent. We require opt-in consent for the sharing of any sensitive personal information.
• We provide such information to our subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal information on our behalf. We require that these parties agree to process such information based on our instructions and in compliance with this Policy and any other appropriate confidentiality and security measures.
• We have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable terms of service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of MorningCoach, its users or the public as required or permitted by law.

If MorningCoach becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy. 
We may share with third parties certain pieces of aggregated, non-personal information, such as the number of users who searched for a particular term, for example, or how many users clicked on a particular advertisement. Such information does not identify you individually. 
Please contact us at the address below for any additional questions about the management or use of personal data. 
Information security 
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data. 
We restrict access to personal information to MorningCoach employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations. 
Data integrity 
MorningCoach processes personal information only for the purposes for which it was collected and in accordance with this Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary. 
Accessing and updating personal information 
When you use MorningCoach services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. Some of our services have different procedures to access, correct or delete users' personal information. We provide the details for these procedures in the specific privacy notices or FAQs for these services. 
Enforcement 
MorningCoach regularly reviews its compliance with this Policy. Please feel free to direct any questions or concerns regarding this Policy or MorningCoach's treatment of personal information by contacting us through this web site or by writing to us at Privacy Matters, c/o MorningCoach Inc., 1600 Amphitheatre Parkway, Mountain View, California, 94043, USA. When we receive formal written complaints at this address, it is MorningCoach's policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between MorningCoach and an individual. 
Changes to this policy 
Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Policy changes). Each version of this Policy will be identified at the top of the page by its effective date, and we will also keep prior versions of this Privacy Policy in an archive for your review. 
If you have any additional questions or concerns about this Policy, please feel free to contact us any time through this web site or at Privacy Matters, c/o MorningCoach Inc., 5940 SW 14th St Plantation, FL 33317.